Affordable House and Lot: First Timer’s Tips to Owning your First Affordable Home

Your guide to buying your first house and lot

Home is a cheerful place where love destroy all bounds and walls of differences. Most people defined it as a place with four walls and roof and a yard, but home is much more than a building and a place to live. This happy place is the heart where people’s memories lies.

Nowadays, millennials are now reaching their far-off dreams of having their own home for the reason that home ownership is one of the most rewarding experience in one’s life. The question is, how to buy your first home?

As a first-time home owner, there are many things to consider. It involves a lot of preparation from evaluating your eligibility criteria especially in the financial aspect, as you will be balancing your savings and needs but its cost will never be a “throw-away” money as it will lead you to a fulfilling dream of having your own affordable home.

This far-off dream of every aspiring home owner will be made possible with Bria’s affordable Homes.

Bria Homes is one of the largest real estate developer in the Philippines that offers affordable house and lot with many house models to choose from.

First, Elena/Elyana Rowhouse. This particular house is known as being the most affordable house unit with 22-24 square meter floor area and a minimum of 36 square meter lot area.

Secondly, the Bettina Select Townhouse. A two-storey house that comes in complete package with 2-bedroom ready and a tile finish floorings for both ground floor and second floor.

Bria Homes also has a complete package house and lot that are bungalow-type. One is Alecza, which is a 2-bedroom house with tile finished floors. And there is also a 3-bedroom ready bungalow house, the newest house model – Thalia.

The above-mentioned house models are fit to every Filipino, not just millennials but everyone who wants to have their own even our Overseas Filipino Workers and low income earners.

1. Renting is expensive.

According to the, when you rent, someone else is absorbing many of the cost of maintaining and improving the property you live in. And when you own the home, you are on the hook for the repairs. With all these additional costs, owning an affordable home could wind up being more expensive than renting other homes. But the bottom line on this, you need to look on what you pay as a renter to what likely is to pay as a home owner and see which one best works to you financially. You always need to ask whether your household income is sufficient to support you dream home purchase.

2. Time is as precious as gold.

As they say, time is gold and make the best for it. In property-aspect speaking, time will be the most relevant in a property. The earlier you have it, the cheaper will it become in the future.

The market value of a property will continually increase from time to time. Do not waste no time, get it now while the purchase price is still low. Based on the Investopedia, providing that time as an element in purchasing an affordable home, considering it to buy now can prevent costly mistakes and financial problems later. And there is one best time to pounce: when you find the perfect house in the perfect place for a perfect sale – at a perfect price.

3. Notable Locations.

You must choose a property with a strategic location. In Bria Homes, more than fifty (50) projects nationwide has the best locations. As this will be your expected permanent resident, you want iti be asl close to hospitals, markets, transport terminals, schools and highways needed for comfortable lifestyle of every home owner.

4. Affordability is the key.

The most obvious point in purchasing a home is money. This includes balancing your needs, monthly bills and setting the maximum price you are willing to pay . You’ll need to find a sufficient down payment and a financing that can match your budget. With Bria Homes, every house models are fit to any everyday Filipino.

As it offers affordable housing, all house models are now applicable for both Bank and Pag Ibig Financing that provides ease to your monthly payments.

5. Check the Amenities

Subdivision amenities are one of the major feature of a community. Before purchasing a property, always check and consider if the amenities are friendly and secured.

Bria Homes is competent in providing a friendly community to every home owner, as it launches its top class SENTRO – amenity hub that has community facilities, parks and playground, open spaces and recreational court.

Safety and security is the outmost priority in Bria Homes. With full perimeter fence on the whole subdivision with one (1) entrance and exit point, guard house and a 24/7 CCTV Cameras.

6. Make a “must-have” list

Yes, it is also part of the tips and guide of buying your own home. A must-have list contains your “what-to” and “want-to” in your own home. This often consists a long list of paint in your room, curtains, kitchen wares, couch, carpet, lights, flowers, beds, and many more.

This tip is a section of what you want and what you need in your own home.

In finding your own home, Bria Homes is now available across nine (9) regions with a total of seven hundred and fifty (750) hectares nationwide. All are situated in developing cities and municipalities.

As it consistently provide excellent services, year 2015 to 2019, Bria Homes was established primarily with these five (5) pillars: Mura (Budget Friendly Amortizations); Maganda (Quality and Design Integrated Community; Malapit sa Lahat (Accessibility to many commercial hubs, transport terminal and etc.); Mahusay na Serbisyo (Customer Oriented Services); and Mabilis (Proficient and Competent). And by year 2020, Bria became the Filipinos home of choice.

With over 25,000 homes built nationwide, no wonder that Bria Homes are everyone’s home of choice especially for the first time home buyers that are now home owners.

Being a first-timer buyer is exciting but it can also feel overwhelming. However, your first home is a big purchase, but with Bria Homes, in this tips and tricks, you will learn what it takes to have your first home from start to end.

Every step of this decision is a milestone of your own success. Not a waste but a dream to chase.

BRIA Homes is a subsidiary of GOLDEN MV Holdings, Inc., one of the largest real estate companies in the country. BRIA Homes is primed to bring quality and affordable house and lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into BRIA’s homes.

To know more, visit their website at, like and follow “Bria Homes, Inc.” on Facebook, Twitter, Instagram, YouTube, Pinterest, Spotify, Viber Community, Telegram Channel, Kakao Talk, LINE and WhatsApp, or call 0939-887-9637.

Written by Jubee Veras