Pre-Selling Vs. Ready For Occupancy: Which house and lot Suits You Better?


Real estate investing in general, is a term that a lot of people have been familiar with. But for those who are fresh to the industry and still discovering the know-hows, we think this article might help them. Today, you might learn about Pre-selling vs Ready for occupancy properties and which suits you better.

Investing and purchasing a home is one of the most common needs, and most likely, at some point, you’ll see yourself craving for it. One of the favorite investments of Filipinos is real estate property. A saying goes, “You could never go wrong with bricks and mortar,” which is and will always be a fact.

Value of real estate properties such as house and lots and condominiums appreciates over time. Which is why it is considered one of the most stable investment and the earlier you invest the better value it will return to you in the long run. Typical first-time investors are actively scouting around open houses, collecting catalogs offered in shopping malls and subways, and scrolling rigorously on the internet – they might stumble upon the terms “Pre-selling and RFO” – these jargons have pivotal roles and are incredibly vital in real estate.

Pre-selling vs. Ready for Occupancy (RFO)

Pre-selling and RFO (Ready for Occupancy) contrast each other, which tends to confuse people about what they want and what they should get – to give light on the jargon, let’s list down what they mean and how it affects a home buyer and investor’s perspective towards investing in real estate to answer which of the two suits them best.

Pre-Selling Stage

Pre-selling is when a real estate developer is already marketing their properties – either houses and lots or condominiums – before the date of the project or the property’s completion. In real estate, professionals often identified pre-selling property as off-the-plan property. People in real estate presenting investors and buyers with a showroom of model units or a catalog consists of property details. It may seem like an unorthodox act to purchase a property that does not exist yet; it has an edge that makes it worthy of your money.

Things to know when buying a Pre-selling property:

1. Selling Price

Pre-selling properties are typically 30% to 50% cheaper due to their lower introductory price than ready for occupancy ones. On top of that, it comes with down payments for as low as 10%; when you pay in full, developers often throw amazing discounts, you may even enjoy a 6% to 10% discount.

2. Payment Terms

Purchasing a pre-selling property or unit is always in favor of the budget compared to an RFO property or unit. Buyers typically settle their down payment on an installment basis that runs for 24 months to 36 months or two to three years. The cost of the property has a payment term that can be as long as the construction period making it flexible as we speak payment schemes. Aside from below the market price and massive discounts, developers offer in-house financing to those who are not qualified for a housing loan application in the bank or pag-ibig fund.

3. Selection of Units

Availing pre-selling properties grant buyers the choice of a good location. Buyers during the pre-selling stage are privileged to have the best unit option for their taste. From an early stage, which pertains to the construction period, they can select the location, size, level, outdoor perspective or view, distance to amenities, elevator, and entrance, and avoid foot traffic – giving your property or unit an edge over the rest.

4. Higher Return on Investment

If you are an investor, it makes better sense to opt for a pre-selling unit or property. Real estate is an absolute investment option, and buying a pre-sell gives you more room for cash flow. You’ll make a profit out of it since property value increases from the pre-selling stage to its completion date. Along with the value in the market, real estate will appreciate over time. It will open rental avenues making your property a perfect investment that will generate a steady cash cow. You can yield more than what you paid for

Ready for Occupancy (RFO)

When comparing pre-selling vs ready for occupancy (RFO), RFO units are known as properties or units already available for homeowners and tenants to settle at after purchasing.

In contrast to cheaper pre-selling units, it is a go-to if will mention practicality; ready for occupancy properties also exhibits many pros and benefits, making it a valuable investment. 

Things to know when buying Ready For Occupancy (RFO) Property:

1. Lesser Waiting Time

After settling all the documents, requirements, and down payment, the developer will qualify the buyer for turnover. It doesn’t require a lengthy waiting time; in simple explanation, you would not have to wait two to three years for the unit or house and lot to be completed. Purchasing an RFO property grants you less worrying, and you will avoid false hopes and promises regarding the turnover of the property.  

2. No Surprises

RFO stands with the quote, “What you see is what you get.” During site tripping, you will have the opportunity to visit the actual property you are eyeing to purchase. By visiting the basic unit, you can evaluate each corner, materials used, or their condition in general. Should you wish to renovate or file a request to fix a noticeable scratch or damage, you can do that; in conclusion, everything is transparent between you and the developer’s planning team.

3. Premium Amenities and Services are Readily Available

What’s good about purchasing an RFO property or unit is that it comes with amenities and utilities already built before your reservation. You don’t need to worry about the offered premiums because you can enjoy it in a heartbeat.

4. An Investment Right of the Bat

Investing in real estate is a wise move because you can earn in multiple ways – sell it or rent it out, it can be short term or long term. Many investors these days put their properties for lease or rent via Airbnb; the online listings efficiently advertise your property or unit to cater to tourists and staycationers. 

Properties within prime real estate areas can appreciate the moment you have acquired it – thus, they have a better salability, which can also allow you to sell your property at a prime real estate rate.

What Suits You Best?

As a final analysis to help everyone who seeks clarity on what they should purchase between pre-selling and ready for occupancy, the answer is simple. Both pre-selling and ready for occupancy properties have pros and cons – what everyone must keep in mind is, are they suited for the property they want? Does their budget is enough for a pre-sell or a ready-for occupancy one? Are they willing to wait, or are they aiming to move in as soon as possible? And we hope the roll above could help you with their questions.

Bria Homes Offers Pre-selling and RFO Units

With over 50 projects nationwide, Bria Homes aim to provide a quality lifestyle with their affordable yet stylish house and lots and condominium projects. Whichever you desire, may it be pre-selling or ready for occupancy, Bria Homes got you covered.

BRIA Homes is a subsidiary of GOLDEN MV Holdings, Inc., .one of the largest real estate companies in the country. BRIA Homes is primed to bring quality and affordable house and lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into BRIA’s homes.

To know more, visit their website at, like and follow “Bria Homes, Inc.” on Facebook, Twitter, Instagram, YouTube, Pinterest, Spotify, Viber Community, Telegram Channel, Kakao Talk, LINE and WhatsApp, or call 0939-887-9637.

Written by Patrick Janson Comendador