Affordable House and Lot: How to Choose to Right Real Estate Investment for You


With the overwhelming demand to secure and own house and lots, many people tend to do bad decisions on their purchases. Some might be trigger happy, influenced by their peers, and other factors that at the end of the day, you might rethink your decision. But what if I tell you that you just need to answer the W/H question to figure out the best real estate investment for you? To better educate all interested real estate investors, here are some tips on how to choose the right real estate investment for you.

1. Who is the Developer? 

The first thing that you should consider for the right real estate investment is the right developer. With the booming demand for house and lots, the market is flooded with different developers. Many of them are start-up companies with promising offers but might be too overwhelmed with our current situation. Indeed, a developer’s integrity is still the number one thing that you should look at. 

Bria Homes is one of the leading developers in the country. In just a span of 5 years, the company was able to secure its place on the top-tier list of developers. It is a well-known fact that Bria Homes adheres to its brand pillars; 

Mura – with house and lots offered for as low as P2,984* per month that you can avail thru Pag-IBIG or Bank Financing

Maganda – with its modern contemporary minimalistic designs that showcases a “pleasing to the eyes” aesthetics, 

Malapit sa Lahat – one of the main selling point of Bria is its convenience! With over 50 projects nationwide in the highly developing suburbs, 

Mabilis – in just a span of 5 years in the field, Bria Homes was able to deliver thousands of homes to our clients.

Maganda ang Serbisyo – Bria Homes keeps on improving its services by adapting to every changes that may come, the company was able to cope up with the house and lot demand thru Online Reservation Options and of course, other services that we made available online or onsite. 

As a matter of fact, Bria Homes recently received an award from the prestigious Real Estate Asia Awards 2021 as “Affordable Housing Developer of the Year – Philippines” and “Open Space Development of the Year”. 

Bria Homes aims to create a self-sustaining community by introducing Sentro – a commercial, recreational area whereas our homeowners can literally have everything right in the comfort of their subdivision – and that’s how we pride ourselves as your developer of choice. 

2. What’s in it for me? What is my general purpose of investment?

The next thing that you should ask yourself in choosing the right real estate investment for you is your purpose of availing. In general, there are two types of investors when it comes to real estate; First are those investors who wants to live on their purchased property, second are those investors who wants to make income out of their real estate investment.

It’s just a matter for you of choosing whether what type of investor you are. Regardless, Bria Homes accommodates both type of investors.

To give you an idea, all of Bria Homes sites are near industrial and developing areas. To mention a few, we have Bria Calamba, Lipa, and CDO. You can benefit from investing from those areas since there is a sure job opportunity nearby in case you moved in, but, if you are I want to make income type of investor, you can use your purchased property for rentals thus securing a passive income, as well as securing your monthly amortization dues. There is a lot of purpose to your real estate investment, it’s just a matter of how are you going to use it.

3. When do I need it?

Another thing to consider in choosing the right real estate investment for you is the question, when do you need it? To start up, let me tell you about the two types of house and lot, Pre-Selling and Ready for Occupancy (RFO).

Way back then, people don’t really mind the continuous value appreciation of a property, they simply think that the price today will stay as-is on the days that come. But nope, that is wrong. So it’s imperative for you to know more about value appreciation so that you can decide right now when are you going to need to invest. 

To start with, real estate is one of the best investments you could have. It is common knowledge that the value of land continues to increase over time, with the government’s aggressive development of public roads and high way, and the ongoing commercialization of each municipality and city. 

But luckily, a real estate developer such as Bria Homes Inc.understands this factor that may affect your future investment plan. That’s why Bria Homes offer Pre-Selling and Ready for Occupancy units.

Pre-Selling  these are those properties under development, this might be ongoing, land development or house construction but not yet ready for any occupants, and Bria Homes encourage everyone to avail during the pre-selling stage, why? Simply because it is way more affordable! Pre-Selling units have lower Contract Prices, longer down payment terms, and flexible financing schemes, that even individuals with a minimum salary can benefit from it! But of course, since the nature of the site is pre-selling, homeowners should wait for 2-3 years before they can move in to their home.

Ready for Occupancy – these are those properties that are already constructed and investors can move in as early as 1 month from the settlement of down payment. This is great for those who wanted to move in as early as possible but investors should expect a higher total contract price (might go up to 3x or more vs. Pre-Selling price), shorter down payment term (as short as 3 months down payment), and few financing options. This type of house is highly recommended for those who have good credit standing and people who have secured savings. Qualification may be much stricter when it comes to RFO units. 

But regardless of the situation, you need to have your own house and lot right now! Inventories and prices vary from time to time, and it might be too late for you if you let this opportunity pass.

4. Where is it Located? How –How much does the property cost?

Though I’ve already foreshadowed our highly accessible house and lot offerings, and the affordability of our units. I do believe that these two considerations must have their own spot light. Indeed, there are some situations that multiple developers have offerings in one municipality or city. But Bria Homes differs themselves by choosing more strategic locations than other developers. 

Bria Homes ensure that each location can bring convenience and peace of mind to its homeowners. With over 50 projects nationwide, Bria Homes meticulously choose its future development by considering factors such as less flooded area, acceptable soil condition (for the development of greeneries, parks, tree planting areas, and open spaces) inside the community.

Simultaneous probinsya and city living for its homeowners and the ease of living near every day needs plus the development of our very own sustainable community with own commercial spaces. Our sites also feature amenities that you can’t find from others such as; shuttle services for homeowners, a WHOLE-covered basketball court, parks, 24/7 security, gated entrance with perimeter fence all around the subdivision, and street and night lights. All of that convenience at a very affordable price! As mentioned earlier, Bria Homes offer house and lot for as low as P2,984 per month thru Pag-IBIG, Bank or Inhouse Financing, investors can also enjoy big savings and discount thru 0% interest offers and Spot Cash. 

BRIA Homes is a subsidiary of GOLDEN MV Holdings, Inc., .one of the largest real estate companies in the country. BRIA Homes is primed to bring quality and affordable house and lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into BRIA’s homes.

To know more, visit their website at, like and follow “Bria Homes, Inc.” on Facebook, Twitter, Instagram, YouTube, Pinterest, Spotify, Viber Community, Telegram Channel, Kakao Talk, LINE, and WhatsApp, or call 0939-887-9637.

Written by Carl Ortega