Affordable House and Lot: Establishing a Wealthy Mindset


Establishing a wealthy mindset starts with a dream — a vision. Everyone has a unique vision of what they want their wealth to look like. Sadly, the next step is what differentiates those who achieve their goals and those whose goals remain goals, probably for the rest of their lives. 

We all want to be rich, whether we admit it or not. When we have a lot of money, numerous problems — particularly financial problems — can easily be solved through money. We can live a comfortable life if this is the case. 

On the flip side, life will not be as easy if we do not have a lot of money. Living is expensive and it will be hard to enjoy life if money is constantly a shortage. A negative consequence of having no money is resorting to borrowing, which may lead to more borrowing if debts are not settled immediately. 

To illustrate, one person has accumulated a respectable amount of wealth. However, that person has become satisfied with what he or she has achieved and is comfortable enough to carry on with his financial goals. In worse cases, one person will completely give up on his or her dream or vision and instead blame his or her monetary problems on victimization and oppression. 

Initial success is a great stepping stone. However, wealth is meant to grow, not stagnate. Being comfortable is the enemy of growth because continuously reaching one’s goals is never meant to be comfortable. This comfort will lead to complacency, and this might harm one’s wealth. For the latter, blaming one’s financial misfortunes on oppression will not do anyone, particularly oneself, any favors. 

Why is a wealthy mindset important?

A wealth mindset is essential in displacing negative financial habits with sustainable and helpful habits.

A 2015 survey on financial capability and inclusion conducted by the World Bank in cooperation with Banko Sentral ng Pilipinas (BSP) revealed that Filipinos struggle to make ends meet, regardless of being poor or not. Results showed that 55% of respondents lacked the money to pay for basic needs (ex. Food, Water, etc.). Moreover, this was a regularity among 26% of the respondents. This means that at an estimate, 23 million adults are subjected to these situations

Lack of income is the main attributor of this. Along with this include unnecessary spending, emergency buying, and lending to others. External factors like government support and low demand for hiring are applicable, but this article will focus on internal factors — ones that begin with oneself — that will lead to a mindset that presents one with the best chance of attaining wealth. 

Here are different ways different articles suggest how to develop a millionaire mindset. 

Set your priorities straight

Setting one’s priorities is one of the key in establishing a wealthy mindset. Start with planning and ideating SMART goals. SMART is an acronym for Specific, Measurable, Attainable, Realistic, Time-based goals. 

One’s goals must be set with an actual number with an exact deadline, and of course, is feasible. For example, a student may set for himself/herself a goal of earning 2,000 pesos by the end of the month. This is an example of a SMART goal. Of course, you must stay dedicated to these goals. Don’t get distracted. Don’t quit when the going gets tough. 

Get rid of the bad habits

There are many “vices” in finances and getting rid of them will help you save more money, therefore contributing to a wealthy mindset. Two examples include overspending and unnecessary spending. Overspending refers to buying more than one needs while the latter refers to buying that is not really needed. Many people have gotten used to these bad habits but replacing with good habits, like buying only when needed, will help one cut the costs. 

Don’t spend, invest and establish a wealthy mindset

Have extra money to spend on? Establishing a wealth mindset includes the idea of knowing when to invest that cash instead of buying what you want. Investments range from stocks, bonds and even real estate properties such as house and lots, and condominiums. This is a great way to grow your money long-term. 

Have a monthly budget

Having a monthly budget will help you be organized in your spending and avoid the annoyance of not knowing where your money went. 

Make sure you know what your monthly expenses are including a budget for any emergencies. Make sure to adjust it accordingly so that you can save some of them for yourself.

Be around people who are driven

The people you surround yourself with have a high influence on your character, so make sure those people are equally as driven or more driven than you are. When your peers are hungry for success, you tend to adopt a similar principle and you will be inclined to replicate them or out-do them. 

Don’t be complacent

As mentioned earlier, an example of complacency is being satisfied with one’s initial success. Reaching early goals only means that you are on the right track; it does not mean that you should stop striving to do better. Establishing a wealthy mindset means instead of basking in one’s glory for reaching initial goals, strive to make even more money. 

Keep learning

Learning never stops. As cliché as it sounds, it is absolutely applicable for one’s wealthy mindset. Part of that mindset is that there is more to learn. There are a lot of ways to earn money, it is all a matter of discovering them and mastering them. You can easily learn through your peers or financial advisers who are more than willing to help grow your money. 

Learn to Enjoy 

Health is wealth so a wealthy mindset must be healthy as well. Reaping the benefits of being rich due to a wealthy mindset is one way to keep a mindset healthy. Buy something for yourself and keep yourself happy and satisfied. Just remember to avoid financial “vices” as discussed above. 

Know where and when to invest

Knowing the right timing and right investment vehicles for you is also a key for a wealthy mindset. 

You don’t always have to start grand or big, taking baby steps is also a great way. With such methods mentioned above, you can also start investing in affordable real estate properties

Bria Homes is one of the most affordable real estate developers in the Philippines. they not only dream of providing affordable homes and safe, engaging communities but also aims to have its house and lots become key investments for Overseas Filipino Workers (OFWs) and Millennials. 

Having Bria House and lot or affordable condominiums as your property, there are endless possibilities. Such as being able to have it as an inheritance for your future kids and grandkids and have it as your stepping stone to build generational wealth.

Investing in real estate is definitely one of the proven ways of growing your money for the long term. It doesn’t have to be expensive, real estate grows its value over time

Road to riches

Accumulating and sustaining wealth can be difficult, especially without a wealthy mindset. Thinking rich is better than being rich. A person with not a lot of money but possess a potent wealthy mindset is more bound to reach success than someone rich with no idea on how to stay rich.

The road to success is long and arduous but making small steps towards that goal will all be worth it in the long run. Remember, you control your own destiny so make sure you own every decision you make going forward. 

BRIA Homes is a subsidiary of GOLDEN MV Holdings, Inc., .one of the largest real estate companies in the country. BRIA Homes is primed to bring quality and affordable house and lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into BRIA’s homes.

To know more, visit their website at, like and follow “Bria Homes, Inc.” on Facebook, Twitter, Instagram, YouTube, Pinterest, Spotify, Viber Community, Telegram Channel, Kakao Talk, LINE, and WhatsApp, or call 0939-887-9637